You cannot even apply for an STR permit on a single family home until after you've owned it for five years (and there is no guarantee you will get the permit).

You continue down this logic in later posts in an effort to establish the idea that financing a lump sum through a HELOC is better than just applying the smaller payments directly to the mortgage.

Depending on the loan product, you may be able to exclude business debt once the business has paid the debt directly for 12 months.The income and losses related to the operation of the entity will affect the income side of your DTI (like Jay explained) if you own 25% or more of the entity.

@David Lecko: I appreciate your dealing directly with these "complaints" Personally, I find it to be a very useful tool for the purposes I use it.

Might not apply to what you're seeing as I am 100% focused in the Atlanta Metro.1.

The biggest employer shut down about a year ago and 3  hurricanes (2 major) hit directly in the last year.

I would definitely go directly into the police department or try to get a call to make a report directly. 

Give them direction. 

This applies regardless of the type of deduction you choose to take for the vehicle.If section 179 doesn't work in your situation, there is bonus depreciation, which allows for a deduction of up to about $20k of the value of the vehicle for 2024. 

Did they send you a PDF or did you download it directly from Zillow?