Risk adjust to 12%.2.  

A line of credit is adjustable rate with interest only payments that will have a "draw" period usually of 3-5 years for investment properties (usually 10 years for primary home) then will amortize over the remaining term after the draw period.

I am still manually adjust my rates beyond what they recommend. i do find other things easy to do.

I am not allergic to doing work as I have a lawn care business which is labor intensive.

New-home sales hit a seasonally adjusted annual rate of 698,000.

Set clear terms in writing so that it’s “official,” which can protect everyone involved.Renovation Phasing: If the reno is intensive, consider breaking it into phases.

Purchasing real estate is capital intensive.

I recommend you do this annually to adjust for utility increases and other variables.

It appears they quickly know how to adjust and select the right property.

, reducing your housing costs.Potentially higher cash flow.Cons:More intensive management (two tenants, two leases).Can be harder to finance than single-family homes.May not appreciate as quickly in some markets.Here's where I need YOUR input!