Quote from @Jared Haxton: Hi BP Community,I own a 2-bed/2-bath condo in Prescott, AZ (near Embry-Riddle Aeronautical University, hospitals, and medical facilities), and I’m exploring selling it via seller financing.

There’s nothing special about the seller financing terms here IMO, unless you can’t get a conventional loan of course but if that’s the case the balloon payments create a high risk for you and you shouldn’t do it anyway.

The seller is offering seller financing at 2% interest with a 9-year balloon.

Yes, I have done that several times, both as a buyer and as a seller.

I'm trying to structure a deal for the seller but the real estate agent won't submit my offer to the seller because they don't think the offer is beneficial for the seller.

Having the seller carry a second is not a problem for the first, as long as their business with you is finished and the loan has closed.

Once the sellers accept the offers.. 

It’s a seller’s market.

In Kentucky, the same seller would owe $17,000 federally and $4,500 to the state, for a total of $21,500.

Quote from @Guillermo Perez: Does anyone have experience with seller finance?