Its dashboard is so cluttered, it hard to see who has paid and who hasn't.

I'll do this before my tenants move out however, my intention for this is so they can get the most of their money back.

Let's say 20%...now let's do the math:You offer $320k, 20% down is $64k so you finance $256,000 @ let's say 6%....you neglected to mention where this property is(!) so

First you need to find out what your gain is so you know if you need a 1031 exchange.

There is so much to learn between the ages of 18-22. 

This is so I know if I should keep the person I currently have.

Ask yourself: do I really have the knowledge of real estate principles, real estate law and real estate finance; the network of contacts; the experience both in business in general and real estate in particular; the time available; and the analytical ability to compete against FULL TIME EXPERIENCED PROFESSIONALS to be successful in a field where the failure rate is so astronomically high?  

Borrowers should always shop around, especially in the hard money space where it is so easy to quickly get preliminary terms over the phone.

I can’t really tell you if that makes sense because there is so much to do with area.

I understand the hesitancy to lease to students but vacancy is so low, that if you can handle a few headaches, it's worth it.