Other risks, the contractor walking off the job, a storm hitting and delaying the project for weeks, someone breaking into the home and stealing stuff (which happened just the other day to a client of mine), a squatter, or drunk driver driving into the house (happened a lot at my old job as a firefighter lol).

How is that done, is it just asking them to send you their drivers license?

A noncitizen can get a driver's license.

Our only debts are a 2.875% mortgage with a balance of $124k only paying $897/month on an appraised value of $325k, daily driver car of $370/month, and use a credit card for monthly expenses, but pay the balance off with every pay check.

They require tax returns, voter registration, car registration, driver license, and utility bills in the app to prove it's your primary.

Then they won't need an upfront payment for work they haven't provided yet.Also, get a signed contract, copy of the drivers license, contractor's license and be added to their liability insurance.

As long as your primary residence on your drivers license is updated correctly and you fill out this new residence as primary application, it may be no problem.

Paying for the fundamental knowledge of how to invest is total bull$hi+ and it makes me mad.

I drive a Tesla… it’s a really fun car… but has so much acceleration you can get yourself in a dangerous situation if you don’t respect its capabilities… especially as a new driver.  

They're not huge revenue drivers but guests appreciate them during rainy days or quiet evenings.