What are your thoughts on this entire situation? 

We would like to refinance as soon as possible after the build to recover all or most of our initial investment.

I have not heard of one of those, but am gearing up to buy my second house and could possibly use some sort of loan program like that!  

You don't want to be so focused on getting into the game that you leverage the start of your entire life just to do it.

Can't think of many better things other than my entire team achieving success time after time!

Snow plowing is an emergency service , we are on call 24/7 for the entire winter , the prices you pay cover the salt that we stock , the prep for each storm , the desalting of the trucks , the overtime .

They do seem possibly open to seller financing the difference of $172K.

That would mean entire metro areas would become ghost towns and entire new metro areas would have to be built.

The fire insurance companies dropped policies holders when they knew the fire was coming, in some cases, they're not even paying the full amount, and there's the case where some people didn't even have insurance.For those people who just want to walk away from this entire experience, is it possible that  morally-driven wholesalers can help them in a situation where not only the California government failed them, but also the Insurance companies?

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.