For those who just want to "park/preserve capital" for the long term it's a fine strategy to use, but leveraging a lender's money gets you more bang for your buck. 

Northern Arizona...Good choice.I just bought a property in North Phoenix on the east side the Phoenix Mountan Preserve that I'm trying to figure out what to do with.

Cash flow, returns, hedge, preservation of capital, equity growth, ability to refinance, etc., etc.... 

Rents for single-family homes have largely kept pace, preserving much of the healthy margins to which yield-starved investors have grown accustomed since diving into the rental business a decade ago.

We were done accumulating,  chilling in preservation phase.Newer and still accumulating I'd look to optimize my ROI. 

By selling their property subject to the existing mortgage, they can avoid foreclosure and preserve their credit rating.Cons of Subject To Financing:* Risk of Default: One of the biggest risks of Subject To financing is that the buyer may default on the existing mortgage, leaving the seller responsible for the outstanding debt.

Use a warranty deed to preserve title insurance. 

You can do as you are suggesting and pay with cash, but I would encourage you to price out what a DSCR or a fix and flip loan could look like so that you can think about preserving cash to scale and be in a position with your reserves so that when the next opportunity arises, you can jump quickly.

Then you have a chance to preserve your credit, but you have a deadbeat tenant in bankruptcy occupying the property.

Preservation.