I only have about 2 grand in savings, 10 grand in stocks/roth Ira/401k, and credit score of 760.

@Michael Csrnko1) Make sure to use a pricing software like price labs or wheelhouse to have competitive pricing. 2) Don't always give refunds or credits to guests when they complain to get a 5 star review.

Go to your local bank/credit union and ask them for the same.

Invest back into the property to get a higher rate/occupancy, fight for just being the lowest price and cleanest rental in the area, or explore another exit strategy (sell, MTR, LTR, etc)

I could add the "rent credit" on top of the market rent, but then that's a $400-$600/month premium on top of the rent that's supposed to go towards the purchase price.

I can enter credits if I need to.

Have you ever had difficulty getting a loan with poor credit?

It's seamless, makes tracking revenue and expenses very easily, provides me with bank account options for all of my properties as well as virtual credit cards AND a hefty interest rate on savings.

@Tyler AndersonConsider options like Home Equity Line of Credit (HELOC), Cash-Out Refinance, or Conventional Loan with 20% Down for your next investment.

Most state laws require lenders to allow that HOWEVER the LLC has no credit history so the lender is allowed to keep you responsible for the mortgage.