Yes, you will want to keep track of your personal Contributions and Distributions and having a personal bank account and business bank account is one way to do this as @Michael Plaks mentioned. 

I bought a 3 unit in a SFR zoned area as it was considered non conforming like someone else mentioned.

I, personally, have a owner-financing loan on a property I recently bought that I plan to refinancing once the rates are lower and to get better cashflow just on that.You mentioned that you are considering Destin West.

I will say for myself, I'm fine paying $X to install a faucet (for example), but when it is broken down into $A for travel, $B for labour...it bugs me-stupid, I know, but I'm being honest. 

Corey, it well could be an issue with the regulators as they will see it as a requirement to make the loan and doing so opens the door to the issues I mentioned and perhaps more depending on state laws.Additionally, this may not be a subject to take up with most RE attorneys as financing conflicts are really not their bag, ask an attorney who represents banks or lenders.

Yes, as other people have mentioned - DSCR Lenders have prorprietary guidelines and generally offer more customized and shorter seasoning periods.  

The good thing about starting now is less competitive (as others already mentioned) and getting the experience sooner, rather than later.

Since Quest Trust was mentioned several times in this forum, I wanted to let folks know that they are resigning as a plan provider for many account holders as of 7.23.24.

As others have mentioned, you might want to look at getting it rezoned in order to be compliant.

@Isaac BlocherYes, I should have mentioned most charge fees of $395-$695.