I was not aware that an ACH payment can bounce NSF just like a check!

They make enough that i know it would not be a budget issue, and from my merchant experiences, i know that ACH payments are less likely to be declined by a bank.... so is there a service to set up auto payments with a routing number and account number? 

I'm not (at least not for more than 2 of my units).I don't deal with ACH, tenant screening (professionally) and all that stuff that's offered with these services.What I do need is a program to easily add a new property/unit, put in the rent, any recurring or one-time costs, mortgage info, purchase price and associated costs and the same for any sale transaction on the property.

Take your medicine, learn your lesson, and get a better tenant (perhaps improve your screening process as was suggested in an earlier post - we use a third party verifier and the prospective tenant pays for the application - that alone screens a bunch of riff-raff from ever applying).Blessings!

Because there is a medicine cabinet above the sink, it happens over and over again that something will accidentally fall out of the cabinet and into the sink resulting in a spider web crack. 

I have all tenants set up with ACH autopay, which is automated direct deposit into my account.

If they latch on to Dave's principles, there's decent likelihood that they will remain renting for a while, and the class is only $100.I've heard of free carpet cleaning for renewing a lease, and I've heard of reimbursing ACH payment fees for on-time payments, but I'm curious if there are other ways to keep great tenants using creative ideas?

In a Ch 7 BK, if the Judge does not allow the owner/debtcor to re-affirm the loan, then they are no longer liable for the car debt on a personal level.

Eric Van Schaack you should connect with Keven Vanegas he’s active in the multi family market in AC. He

I've never waited longer than the start of the following month to get paid for a new tenant start, and each month they pay promptly via auto-ACH deposit by the 3rd.Further, I almost always get higher rents from Section 8 than I do for non-Section 8 within the same development (I own several Townhouses in the same community).