I have horse blinders on, when it comes to looking at other markets- I am focused on my own area.

Beating a dead horse here but Zoning & Restrictions.

The argument there goes that the house is more valuable as a short-term rental (which to beat the horse, it's not permitted for) and I would counsel my clients to not buy at the $330k purchase price. 

@Derek Raivio  ok this is just me: If I had that kind of collateral in a deal like that, I would find one partner with some real horse power even if that partner will take more of the pie than a group of investors.

Setting something up like that before you are actually doing anything tends to be putting the horse before the cart.

It is a A class product that after extensive review believe that this may be their biggest most lucrative exit for investors yet.I mention this, because as a passive in deals with horses that are proven and get pocket listing deal flow that meets their business model, I feel like I know what I am investing in, unlike crypto or stocks or other types of investments.  

This is why I get pissed off when we get into these discussions about morality and fairness and everyone here with a buck to make off of being considered honest gets up on their high horse and starts their patented speechifyin'-preachifyin' bullcrap about The Ethics of Being a Realtor™ and suchlike.

The only thing my Honda doesn't have are those leather seats, ambient lighting, and the couple hundred horses.

My second property is a 5 acre horse property here in Fallon, NV that is now my primary residence and I financed that using a 5% down conventional loan.My current goals are to have 5-10 rental properties by the time I retire from the Navy in 7-8 years to supplement the income I will loose once I retire so that I will not "have" to work again.

The 50% is intended to allow for my costs and vacancies.I have been weighing to figure either 15 or 20 year loans but have not decided.I guess ultimate I may be putting the cart before the horse but at some point in the coming years I will run out of capital to purchase more properties and I am trying to plan for my biggest bang for my buck.Example scenario on Duplex using your figures 70,000 purchase14,000 down payment1,000 Monthly rent360 Vac/Mant$442/month mortgage - 15yr@5%140 CoC at 12% ($1680 year)An additional $58 left over.