I'm not trying to milk it, I just want to keep the maintenance costs down.

Cant cry over spilled milk I guess.

No need crying over spilled milk, im ready to cut my losses and begin paying off that education by wholesaling to build up cashflow then flipping.

I currently rent it for $1,100 but was thinking of selling it so I can invest in a higher end house, I bought it for $29K, put $45K, my realtor estimates I can sell it for $90K which is to low for me, I might be able to take 100K after closing costs and commissions so selling might not happen, I will probably just milk the cow for a long time or one other possible option is to turn it into a vacation rental (which I'm very experienced by now).The renter leaving just came to me asking about Rent To Own, just started reading about it because I had no idea how that worked.

if you borrow the money (135k net) and pay back 150k at the end of the project and you don't get to recycle the funds then you paid 15k interest on 135k, in simple terms that is 11%.  

Started making calls to set up trash and recycling service: same exact thing.

If you do not over extend, you may be able to refinance with little or no value seasoning and cash out your original down payment funds to recycle into your next deal.

BUT to call the whole industry suspect is like saying convenience stores are all suspect just because they charge twice as much as a grocery store for bread and milk.

I am not sure in your city, but in my town many auto shops use old oil to heat their shops or they recycle it and get money to do so.

It really felt like the appraiser was just playing games, and trying to milk us out of re-inspection fees.