I have reached out and spoken with the HOA management property manager myself, and just keep getting BS excuses and no sense of urgency on this matter. 

There was no "assign to property" option and basically I had to re-add their profiles to assign them to a property, which was clunky.

This last year I've been trying to really learn the business and begin to market for properties.

Are you moving to different neighborhoods, changing your renovation budgets, or holding properties longer?

One thing to be mindful of is the cash flow of the property as you get into higher LTVs.

Note - if you live in your property for 2 years out of the last 5, then you don’t pay taxes on the profit. 

There will also be closing costs to refinancing into DSCR.Lenders need 6 months to refinance a loan, anything sooner, you're probably paying a good amount of points / DSCR has to be rock solid.There also may be additional costs in maintaining your property.

It seems like you just really wanted this property so you let your emotions drive your offer.

Upon inspection the appraiser will see the crawl space and see it was a mobile home plus a HUD tag and public record.One of the requirements in mobile home financing is the property "Must" be on a concrete permanent foundation(in order to be real property) on top of that it requires concrete pillars, skirting and the "Well and Septic" dug and placed within legal distance from subject property.

I've got a property under contractPurchase price $78K out the door (I have cash to close) Intent: build on the property which already has a functioning well, septic, and needs PGE installed Total buildout on the property utilities: $128K including the original land purchase price.