***Excerpt from a different forum begins here***Here's a brief overview of our investing career to this point; it's kind of the Tale of 2 Cities, as Denver home values were much lower in 2010 than they are today, and I've been the beneficiary of a nice tail wind during the recovery.

They are a numbers game and you need to be able to throw a bunch of cheap capital at a large pool and then hope to have a recovery rate that gets your money back, I frankly think they are fairly bad investments.  

So the builders are compensating for the slow recovery with upping the deals each month.So I think with short sales many banks are looking at markets heating up and getting higher prices than what the buyers are wanting to pay as an offer to the seller. next time you look at a short sale you might want to look for the terms (pre-approved) short sale.

If for instance you have a husband and they have great credit and you are on the loan and not them then you have options.You need to understand HELOC laws and recovery procedures for your state.Just because a HELOC releases the lien on your property for a certain amount does not mean the rest of the debt is not sold off to another collector.Likewise if you foreclose it does not wipe out the debt you owe just the lien on the property.Who has the student loan??

The cost of recouping an investment and the time to recoup along with the amount of total investment recovery being the strongest benchmarks in creating those underwriting guides.Making simple situations complex without prior experience of even simple situation can magnify the loss.

Might not be the best, but I am still young enough to recover!I

Recovery?

The recovery was not complete until 12 years had passed.

Personally, I don't buy that a shift from mass exodus to steady population decline (which has happened before and could very well be simple digesting) is a sign of recovery.

The more documentation you have the better chance of arrest and recovery if the police find it.