The remainder live hand-to-mouth and either do not have the means to accumulate a down payment (i.e. a single parent on social assistance) or do not have the self-discipline to save a down-payment or maintain a suitable credit history (some of these tenants make fair incomes, but always have new cloths, fancier cars than I, and lots of recreational travel).  

Falling through the floorSomething falling on your headStepping on a nailGetting your cloths dirtyThere are times when the owner of a fire damage houses will just give it to you since they have collected on their insurance -There is a possibility that the owner will joint venture with you to rebuild the house and split profits with you.

Will my clothes and other things like that deter that?

I suspect the dryer stopped working because she overloaded it with soaking wet clothes that had not been through the spin cycle.

The second floor apartment was larger, but kept very messy; i.e. pet hair everywhere, spilled food, and the very heavy scent of unwashed clothing/bedding and cat spray (the tenants had 3+ cats in there).

Here it goes.Price: Asking $282,000Taxes: $4100Insurance: $1100Gas/common area electric: 2500Water/Sewer: 2500Trash: $480Expenses: $10,680He also explained that there is a clothes washer/dryer in the basement that is shared and it's non-coin operated.

I've tried different ventures n real estate is the main one that gets me going besides my clothing line.

I will get your coffee, pick up clothes from the cleaners WHATEVER IT TAKES to learn about real estate investing from someone who is doing deals.What can I bring to the table?

So i was looking around some websites and i found a few things.However, i thought it is best to ask the BP Community's  input.I am Based in NYC ( i travel to Long Island and some rare times Upstate NY )I know if  i want to pursue this field of choice, a few things will be required of me such as:E & O /G L insurancetake the 5 module course (140 hours here in NYS)tools of the trade $600possible set up of an LLC Business Clothing Apparel/Business Materials ; Business Cards, Heavy self promotionmy questions are as follows for those professionals in the industry;Is this an Independent self employed Business?

@Anne Wallace Was in Nashville this speaking at a real estate convention, always enjoy my times there.PA has 3.2% income tax flat rate on everything, and a 6% sales tax, but NO sales tax on food or clothing.