I finally decided to take the advice you all have been trying to pound into our heads to TAKE ACTION, so this is my first step. 

Not sure what the swing in rates was in 2-3 weeks, but rate shopping for fractions of points is being penny-wise and pound-foolish!

Need to pound those phones to find the lender who wants the business.

A" product is much more desirable than a B or C product that carries more risk.Most "A" product is owned by national corporations and leased by national tenants except for a few mom and pop spaces.These have a much lower chance of default with corporate guarantees and thus a lower rate.B or C product in suburban to rural areas is even more at risk than urban cores for lending.In many markets Multifamily and Hotels are in a buy pattern and lending is strong as most lenders see low risk at the prices buyers can purchase for.Hospitality sectors such as lodges,water parks,ski resorts are still getting pounded with a slow recovery.Industrial still seems to be doing well in many markets.Retail and Office as still seen as very weak and risky for lenders unless you have a strong B to an A product in urban cores that have already started to recover.

If you're looking for a deal to flip or wholesale, you're likely going to need to pound the pavement and search for that off-market deal.

Pay the electrician and pound the PM.

For an awesome applicant, I'll pound them hard for about a day, but if I don't get a reply I move on.And again, during that time I continue to accept applications.

As you may already know, the luxury home market isn't as greatly effected with the sub-prime mortgage meltdown, as most of the buyers of luxury homes have the necessary capital to purchase.In addition, with the strength of the euro and the pound against the US dollar, now is a great time for the British and others from abroad to invest in US luxury homes.There are many other reasons to explore opportunities in this market too!

Hustle, pound the pavements and help homeowners while making money! 

The seller may agree, or say to pound sand.