So it's possible that the other insurers just don't want to insure your house for some reason and their way of telling you that is to give you a crazy high quote.A body of mine that owns a large portfolio is insured through Vermont Mutual or something like that.

Someone else may say its free money and let it ride, so invest it in something super high risk and high reward and if I win they I win but if I lose it all I lose it all. 

Highly recommend getting in touch with a good landlord/tenant lawyer that specializes specifically in CA. 

This quick profit flip highlighted our expertise in identifying high-potential properties and executing rapid sales for substantial gains in Pleasant Hill’s thriving market.

I highly suggest you get involved in some of the local meetups.

Lilburn is along the same lines as what I noted above, your acquisition budget needs to be at least around $300k (maybe high 200s) unless the property is distressed.

@Darrell Perkins,For insuring a high-value, older fix-and-flip property in St.

Does it make sense to use your HELOC or borrow from your retirement funds to purchase a high risk property?

Many new investors get excited by high cash on cash returns in the midwest and buy rough properties in D areas and they get smoked by property managers, tenants, vacancy, capital expenses, repairs, turnover costs, etc. 

In 2021, we built a home in Lake County, FL for $180K, that same home today costs $250K to build.Why are home prices so high?