I would think a lender would be more secure with an LLC as the debtor along with three guarantors rather than a single individual borrower.  

Not trying to be inflammatory, but I'd be very surprised if the HML industry survives the disruption that's beginning with the crowd funding sites.If you've got net worth, money to invest, and want to hold real estate debt (or equity), look at PatchOfLand or RealtyShares or any of the others.  

Yes, I listed this debts in the bankruptcy but I am assuming that this debt is from last years property taxes that I didnt pay before I filed bankruptcy BUT I thought that all debtors listed had to discharge my debt.

So, depends on what sort of assets and/or loans you are able to obtain.You might want to get more comfortable with the debt. 

Are your funds using agency debt or are their loans callable and /or expire after a few years?

The three other judgments that are not child support - those cannot attach to the property since they are dated after the mortgage was recorded; sheriff sale removes those as liens, but the debtor still owes on the judgments. 

What is the basis, how long have the properties been held, what is your NOI, etc.With an exchange, you need to match the debt (or pay the cash equivalent).

That said, there are potentially private lenders in your market that would offer financing on your notes receivable, with your equity subordinate to their debt, or even in a pari passu arrangement (which means basically their loan is on a equal level with your cash in the deal - you share in upside and downside in the deal).As an example, here is how our credit facility would work.

This is becomming better known from the foreclosure fall out.Equity in collateral beyound what the creditor is entitled to can and does go to the debtor, it is not profit due a creditor.Just think about it, do you really think a 5.000 dollar debt on a $200,000 property is going to yield $195,000 profit to any bank or other note holder.....does that even make sence?

I see a lot of low-income renters applying for apartments in that price range and they often have bad scores due to medical bills, loss of employment, and other drama that takes place when someone lives paycheck-to-paycheck.More important to me is how well they paid their last Landlord, their car debt, or their utilities.Don't forget: if you reject someone or change the rental requirements (e.g. increased deposit) because of a credit score, you have to provide them with an Adverse Action Letter.