The reason you win so often is because Debtors don't know how to properly put up a fight, introduce evidence, or make counterclaims against their landlord.

The WIFE would be the DEBTOR responsible to make the I/O payments of $8,312.50 each month and the future balloon payment due of $1,1425,000Q- How does the Husband get his funds out to complete the Divorce?

However, as a practical matter they rather the parties reach an agreement themselves, where they can just make sure it’s reasonable for the debtor, rather than impose a settlement.The majority of bankrupts end up defaulting on the restructured plan.

You could look into another primary residence and convert yours into a rental or if you have consumer debt or student loans I would use that to pay those off.

There are two distinctly different collection strategies you can pursue:1) Collections Company: there are several that ALL they do is pester the debtor for payment with calls, texts, emails, letters, etc.2) Collections Attorneys: they will get a money judgment for balance owed and then pursue garnishment as necessary - including garnishing any state tax refund (if the state allows).Both will take a percentage of what they collect.

I particularly like this line out of the above article:- "The Bible has harsh words of condemnation for lenders who abuse those who are bound to them in debt, but it does not condemn the debtor".The point is, NO-ONE is perfect!

Hey BP Community!!! I hope you all are having a wonderful day, so I've been having this internal battle with myself for a little while now. I am 22 years old, I have a 9-5 job, and am able to save an extra 1,000 a mon...

@Alex Stepanov Have you performed any "due process" notifications of the tax debtors? 

Are you using longer term (7-10 yr) agency debt or something shorter term?

The purpose of this proposed restricted settlement is to have this item remove from all reporting agencies, this is not an acknowledgement of liability for this debt in any way, nor is it a promise to pay, a renewal, an admittance to this debt or an agreement that this debt is mine.