We thank you again for your stay and hope you enjoy your time here!"

The mortgage will stay in the name in which the home was originally purchased. 

@Oli HarpsTo manage your Oakland 4-plex effectively, stay informed about the local market, build local connections, conduct thorough tenant screening, consider value-add opportunities, decide whether to self-manage or hire a property management company, network with local investors, plan for growth through scaling your portfolio, explore financing options, and stay informed about the local market through online communities and resources.

Here are a few strategies that might help you:* Traditional Financing* Hard Money Loans / Private Money* PartnershipsUltimately, the right choice will depend on your comfort level and financial situation.

I’m eager to learn from all of you and grow my knowledge in real estate investing.My aim is to connect with others and generate additional income while working my 9-5, ultimately securing financial comfort and stability.

If you wanted the REP designation in the future, you can have your signficant other qualify and that would allow you to qualify (e.g. a stay at home wife) or you can take a consulting role resulting in the real estate being your full time gig.

A good rule of thumb is to ensure that the tenant’s income is at least three times the monthly rent to ensure they can comfortably afford it.The process typically starts by collecting a rental application from the tenant that includes personal details, employment information, and rental history.

The house is now worth approximately $315k.Initially, we thought we'd stay here long-term, but we ended up with a larger house than we need.

Chances are stay away from new homes. 

I see you've specified you're looking to stay on the Iowa side of the river, which I think is a wise choice.