I am building townhouse style apartments and with covid material costs are a bit crazy.

While C or D deals look great on paper, other factors need to be considered before pursuing low-income-style properties.

I’ve been very impressed with the quality and style of renovations.

@Marina Loos it sounds like you have a "portfolio" loan or "commercial" style loan from a smaller bank. 

The most common portfolio style loan in Texas is a 20 year adjustable rate loan.

Full doc A-paper style loans or lite doc/no doc loans that would base their decision on value of the collateral, cash flow, LTV, credit and experience - some lenders are even ignoring DSCR on commercial projects. 

Being an attorney myself when I hire other attorneys I just try to figure out their work style, expertise and look at their educational and professional background.

and show them similar houses based on YEAR BUILT,  construction type/style, and similar size +- 500 sq ft, and within 2 miles.    

The lowest property taxes combined with a location that isn't going to lose its appeal anytime soon Seattle, Austin, and stew other cities are also attractive, mostly due to booming prices due to tech that probably won't slow anytime soon.As for the property itself, I'm leaning heavily toward a townhome/ rowhome-style fourplex.

SB 291 prohibits the landlord from charging a screening charge unless the landlord includes written notice to the applicant of the following:A right to appeal a negative determination, if any right to appeal exists;Any nondiscrimination policy as required by federal, state or local law plus any non-discrimination policy of the landlord, including that a landlord may not discriminate against an applicant because of the race, color, religion, sex, sexual orientation, national origin, marital status, familial status or source of income of the applicant;The amount of rent the landlord will charge and the deposits the landlord will require, subject to change in the rent or deposits by agreement of the landlord and the tenant before entering into a rental agreement; andWhether the landlord requires tenants to obtain and maintain renter’s liability insurance and, if so, the amount of insurance required.The following will require landlords to review their screening criteria and application documents.