Typically in Kihei the 1 beds offer a better cash on cash return but if you need a 2 bed for personal use that would make sense . 

Local real estate meetups, REI clubs, and even Facebook groups can connect you with experienced investors and potential mentors.When it comes to finding mentors, focus on providing value; whether it’s offering to help with projects, sharing market insights, or just being a reliable connection.

I wouldn’t be surprised if it’s  a marketing gimmick to get potential borrowers through the door through  weirdly worded non recourse language that is effectively recourse or by offering such terrible leverage borrowers would rather have the recourse and competitive terms. 

If it's a good deal offer and get it done

In your case looking to larger assets where you can effeciently cost segregate to gather bonus depreciation would be a smart move.Appreciation - Where in the country is the asset class you like growing or going to be growingAmortization of the loan - What sector or even region if you look locally for funding, is going to offer the most favorable lending so that less goes to interest expense and more to pay down of principle.Have fun with a spread sheet comparing these 4 returns from your investment with the type and location of assets you find attractive. 

I currently have 3 rentals and my offer on a 4th was excepted yesterday 11-19-2024.

Now they write the offer and send it online.

@Richard Nguyen A self-directed IRA (SDIRA) offers flexibility to invest in real estate and alternative assets, with tax-deferred or tax-free growth.

TxDot has made an offer on a portion of the land for upgrades. 

I’ve approached a local bank in Upstate New York offering a 30-year loan with a 10% down payment.