Granted MFH are more common in rougher parts of central jersey and my purchasing power can't acquire me something in North Jersey here homes are much more desirable when it comes to appreciation and schools and safety.

You are just the landlord, don't get drawn into their scenario.

Run different scenarios, use the information you have and then make it worse case.  

DSCR is the most common way to get around the LLC vesting and DTI requirements, although some people quit claim deed after getting a conventional financing.

Mentorship from an investor-friendly agent is especially useful for beginner investors, and can fast-track your learning and help you avoid common mistakes.Feel free to reach out if you need anything.

This is more common for investors who live out of state and can't see the property in person, so they get the property "under contract" and then send a contractor or inspector if their offer gets approved. 

If they had required landlord history to use rental income above just offsetting the payment and rental income resulted in qualifying dti I guess, but that would not be a common scenario when using long term rental income.

It's more commonly a flat fee or maybe half a month's rent.

I just wanted to get some insight on how common it is to request mold tests prior to purchasing a property and testing for mold with long term buy and holds in this climate.Thank you in advance! 

And who would save them.IMO The most likely scenario is a "silent insolvency" that threatens to, starts to, or shows potential to, spread systemically.