There has been quite a bit of complaints in the past year of IHA mishandling payments or not paying at all and little to no communication.

I want to use the profits from flipping in my home market to obtain and pay off properties in a better cash flowing, landlord friendly market.

I would go middle of the road on efficiency if the tenants pay heat. 

For 10 years, every arriving party in my STR finds 1) a fresh bowl of fruit, 2) a local city magazine and a weekly periodical and 3) 2 bottles of wine (1 white, 1 red, 1st bottle is complimentary, envelope to pay for 2nd bottle).No great expense, but "wows" the guests every time. 

Hi Catherine,Welcome a board to Bigger Pockets, it's a great place to learn and Network with like minded investors. 

For example it does not consider who pay the utilities, obviously if the LL pays all the utilities, the net is lower. 

While the added value may not directly correlate to the cost per square foot of the main house, the investment often pays off in terms of increased property value and rental income potential.Let me know if you have any other questions!

My job has steady income, but no W2s and no pay stubs.

A cash purchase, added to my portfolio, reduces my levergage ratio on my real estate portfolio, but does not bring it to zero of course as I am not paying off existing low rate mortgages on rentals. 

New Jersey is a great place to invest especially if you are open minded to the idea of house hacking.