The next few months are going to be super choppy in rates with the Fed increasing short term rates which will indirectly impact mortgage rates.

But apparently not.Even, they did not notified the late fee in direct words.

The amount of work you put in directly relates to your production.

And the number of times I succeed is in direct proportion to the number of times I can fail and keep trying.

I have an automated pro forma that calculates direct expenses (PITI) and indirect expense estimations (10% Maintenance, 10% vacancy).

Exposure to Certain Types of Property - As someone has already stated, you can invest in certain types of real estate through certain REITs that you may not be able to afford to invest in directly.

Most people can't understand something unless they're directly (or indirectly) involved in it.It's taken me 5 years! 

One thing that people forgot is: USA real estate investment is indirectly financed by US goverment;  with mutual fund, you're paying the asset by your own money, not gov.Since it's hard assets that keeps appreciating, it's generational wealth transfer.

All of this could be state by state and my experience here is finite and indirect, I'll admit.  

If you can find out who the Insurance company is for the Association you can bypass the association and put a claim in directly.