So the requirement must be from some other aspect of the deal....funds are coming from a 1031 or SDIRA etc that is driving this requirement.As far as the contribution/buy out idea and being dilluted, I don't see how that is any different than your original proposal.

@Benton PruittThe original lender should provide a short sale approval letter noting as long as they get x at closing…The second lien holder will be more problematic.

Origination fee, processing/UW fee, and maybe the appraisal are typical.

The reason behind my question was due to the influx of several foreign citizens specifically from the US, I know there exists heavy investment from key players originating from the US. 

The deed is the deed...it's not like a contract that you can change unless there was typo in the original deed in which a "correction deed" or similar form deed will be filed after the fact.  

Their interest rates will be higher and they collect origination fees so the purchase price of the property is key and determining your ARV. 

consider the opportunity cost of doing this#1) sell house for cash or to a buyer with their own financing from a bank, etc and you get 315K at time zero, you invest that at historic SP500 8.4% return over last 220 yrs and it grows to $3,541,514.46#2) do owner financing and you get 100k up front that invested at 8.4% grows to $1,250,000, plus you get your payments at $1400 x 360 months or $502k, invested grows to $3,265,000 total including the 1.25 mil aboveso you come out 300k better not doing it and you don't have to service the loan and all the other risksremember banks don't even carry mortgage notes after origination, they dump them onto the US taxpayer via illegal-unconstitutional havens like Fannie/Freddie/HUD, and for last 15 yrs the FED has bought every MBS in the country, which frees up the Banks capital to do it again and make the real money on churning the points and feesplus will next 30 yrs have higher inflation than last 30 yrs?

Most note investors originate new notes or purchase existing notes (sometimes at a discount to principal)..  

Already determined:Sell price Buyer pays all fees, no appraisal etc.What they are now asking (opposite from original post):86% downSeller Finance remaining 14% over 6 years with interest only payments first 3 years and interest plus $1000 last 3 years.

My friend that originally told me about that company in COsta Rica ended up changing to the company I found.