Quote from @Spencer Dixon: Good evening.

Just looking at their website,  there is no useful or helpful information that a sophisticated investor would normally require (to even give them a chance of being considered).

If it’s in California they will chase you for state income tax if you ever sell your new property, even if you exchange out of state. 

An architect told me that even though ADUs should not be bigger than 50% of the main house, I should be able to permit this one with SB09 if I pay a fee (about $8k according to my agent).

The question will be if you can leverage that 300K into a 2 or 3 unit, or even 4. 

I’ve got 6 rentals with a lot of equity built up right now I’m considering doing something with even though my interest rates on those are all at 2.75%.

You must work at least 750 hours per year in a qualified RE business.So most people who have high-earning W-2 jobs outside of real estate wouldn't qualify.But the unique thing about RE pro status is that even if you don’t qualify but your spouse does, you can both file jointly and claim the losses from your RE investments to offset your other active income together.

Even if it's not working with us I'm happy to help. 

@Rae Chris, finding a "0% down" loan is hard, if not impossible today, even with your first property as collateral.  

I didn't wanna overdo it and get something like 1 Gb (even though that might make for a good addition to the listing title?)