Mine is customized to my properties and my needs.I have a tab for each property.

However, I don't feel the majority of tenants are considering that when trying to find a place to live.

My best guess would be you had carryover losses but consider the opportunity cost of burning them up. 

If you're trying to make money without ownership you might want to consider traditional wholesaling by finding discounted properties off-market and then selling to investors.

@Dennis GallagherIt's my understanding that the "Income-Expense Ratio" primarily use operating expenses as the expense variable, which includes costs like utilities, property taxes, insurance, maintenance, repairs, property management fees, and trash removal, all of which are considered when calculating a property's operating expense ratio (OER).You calculate OER by dividing the total operating expenses by the gross operating income of a property.

I've not invested with 5S so I can't comment on their product and management specifically but I can say for build to rent, if you’re considering this, ask yourself: Does this fit your investment strategy and comfort level?

If internet is $60 per month, in a 30 day month, you should reimburse here $2 per day or $8.If you choose to offer her more as a customer satisfaction olive branch, that is up to you.

It sounds like you're in a bit of a tricky situation, but there are options to consider.

That is an awesome return considering Mom just got raised to 1.35 % on her 100k CD.

Submitting a letter of intent.Focusing on properties that have been on the market for more than 60 days.Offering the full asking price as earnest money (should I even consider doing this?