You're asking the wrong questions.Your financial analysis of the opportunity should dictate how much you offer, and nothing else!

Financial powerhouses like Bloomberg and Blackrock both have and are implementing AI in their Terminal and Aladdin suites.The story of IBM and Apple/Microsoft and the evolution of technology teaches us that some things are inevitable.

Generic online contracts or other one-size-fits-all documents can contain illegal provisions under state law that may cause legal and financial woeWisconsin Lease Laws In accordance with Section 704.44 of the Wisconsin Statutes, a residential lease can be considered void and unenforceable if it includes any of the ten invalid provisions outlined in the statute.

If they got out five years ago and have a clean record since, then I would consider them.

My posts and reply should not be construed as tax, legal or financial advice.

This is especially helpful if you plan to continue investing and don’t want multiple mortgage loans affecting your credit report.Streamlined Process: Since DSCR loans are focused on the property’s cash flow rather than personal financials, the approval process can be quicker and less documentation-heavy compared to traditional mortgages.If you want more info or need help getting started, feel free to reach out!

I think Chris nailed it perfectly - you have to take your DD to another level and also be in a position, both financially and contractually, to take control of the situation if the borrower defaults.

Beyond that, I am not sure if consolidating all banking to one financial institution is wise either.

Good agents can make a deal go real smooth, and they can save you from make a financial crippling mistake. 

If you are missing any of TIE, you are far better off financially hiring a local property manager.