Plus, if there is a default, I'll either be bought out or moved onto a different note with the same yield. 

@William Causey depends on the transaction and the parties involved.Agree with @Dennis McNeely on some of the transaction costs.A different issue though is with an Assignment, the buyer gets to see what you paid for the property.

Everyone’s situation is different, probably every year. 

What resonates with one person may be different than another.

Hi Arif, I can't help you, because Alabama law very different from Pennsylvania.

Not at all.... the rent is based on the market rate, so if the units are all different...size/location/lay out/age etc etc... they would have different markets rates.

That means either you won't cash flow or your Return on Equity (ROE) will be terrible.Since this is your primary residence you'll be exempted from paying capital gains taxes when you sell.If you sell to your parents, it will be considered a non-arms length transaction and will get closer scrutiny.

how long have you owned it and was it ever your primary residence? 

But when I share that the low point on that visual is 1.700% of mortgages, and the high point is 1.730%, maybe the context makes a difference.

The only difference is the structure?