Thanks for reading my initial post, hope to add more and exciting posts in the near future.

You may never need it, but it's totally worth it when you do, so for us, worth including in our initial expenses. 

I am sure the properties are not in some of the better neighborhoods, but I am hoping with these new initiatives it can be changed if more people invest in home ownership. 

My wife and I are fortunate to have pretty solid W2 income and after getting our initial draft of our taxes this year I began looking into cost segregation. 

Your rent avoidance is $100/month, $1,200/year, and $6,000 over 5 years.Taking these four factors into account let’s calculate your net worth ROI for house hacking.Your net worth ROI calculation over 5 years would look something like this:Appreciation: $108,280Loan Paydown: $31,807Tax Benefits: $0 (b/c you aren’t cash flowing)Rent Avoidance: $6,000Total Net Worth Increase: $146,087To calculate your net worth ROI over 5 years, you would divide your total net worth increase by your initial investment (your down payment of 5% or $25,000). $146,087/$25,000=584% This is an incredible return on investment.

@Steven SullivanWhen choosing your initial investment, it's important to take into account factors such as your income, affordability, location, market analysis, and house hacking strategy.

The concept here is to get to the point where your tenants pay for your housing expenses, which should give you some excess income to save and invest.These initial steps could get you to a point where you have a few doors and maybe even have your tenants covering your own housing expenses.Think carefully about selling, it seems counter-productive if you want to be an investor.

As an aside I buy properties I can fix up upon the initial purchase or shortly thereafter so as to minimize future expenses.

I have time on Monday, January 8th, 8-10 and 1-2 for a quick 15-minute talk, or you can go to the website and fill out an initial form.

Is this feasible if the initial purchase require a loan?