Chris Martin Curse you and your evil money grubbing friends 😂 You're still in the "mild" bucket compared to good ol' California where you run into cities with rent control.

If I'm understanding you correctly, each income component is classified into it's own bucket and taxed as such.

Its kind of like learning to fly on the SR 71  not even a 747  and doing mach 2.5 on your first deal  :)  you may want to get some experience in your bucket before launching into this. for many reasons..

I would also put all your rental notes, car notes and primary mortgage note (you work from a home office right) or your lease (if you work from an office outside your home) into the LLC main money bucket.

I've learned how to check zoning, general area conditions, permitting issues, tax issues and owner information, but I'm sure that's still just a drop in the bucket of all I need to know to make a sound investment decision.

I thought maybe some old timers would chime in as to the cold call, for example, you see a lady walking out of a house with a bucket and mop from an empty house, what's that tell you?

Then, once you have that much, you can cut the savings rate back down and take the extra cashflow.Basically its all one bucket of money anyway. 

The problem with this is that prequals are useful primarily as toilet paper, since they are based on stated credit stated income stated assets, etc, and the year isn't 2006 any more.If a lender isn't willing to do a full doc preapproval, I'd put them in the "refinance only" bucket. 

If you purchased the property in cash and if you need to manage your funds in buckets/silos, then I know many investors just have another bank account that they keep apportioning some of the rents. 

On the third hand, if there is a third hand, the number of Airbnb units in Denver is a fraction of a drop in the bucket of total housing supply, so does it actually affect affordable housing?