Let's please add asset protection as a another ultra great incentive to get a HELOC!

If you DOM go from 20 to 40 that's double but still a ultra hot hot market.So why would you sell your home now?

Of course you have other guys with 1-5 properties that have gotten lucky so far and boast its easy.  

These were both individuals that were more looking for a 'better ultra safe return' on the conservative part of their portfolios than someone looking to make an 'better return than the stock market returns'. 

Also, bright and spacious commercial unit on first floor is currently vacant and boasts a welcoming reception area and updated 1/2 bath.

Given the fact that you are from ultra liberal Oregon, your question doesn't surprise me one bit...Go work on your next rental deal instead.

I'm ultra competitive and HAVE to beat anyone at everything I do. 2.

At that moment, I was a passive investor in 4000+ units (we boast about unit count, but only own a small percent of a deal. 

Those are the types who boast of building a portfolio of 200 houses from $20,000 initial cash investment in a matter of 3 years.Good luck!

Not that they hadn't been turning around before, but it was even more so when I went ultra low carb.