I will tell you that business plans for commercial property aren't as important as the experience of the guarantor, their credit score, down payment, global cash flow, etc.

Keep in mind they will look at you globally. 

Instead people are comparing today to rates during a housing crash and during a global pandemic.

I'm not surprised because the area is far more residential than anything else, hence why if anyone is looking to invest in STRs, the days of easy money no matter where are over unless there's another global lockdown around the corner.

Austin has a vibrant, active community.  

When evaluating an asset by itself it’s pretty straight forward. ebitda/ds.when doing a global analysis it’s a bit tougher.

There are some "global" trends but literally each home has different numbers.Leasing solar does not allow you to appraise that system as part of the property value.

The city has seen significant population growth in recent years, and with its diverse and vibrant economy, it is an attractive destination for both students and professionals.

Today, The city offers a range of attractions, from our world-famous baseball team, the Toledo Mud Hens, the Minor League hockey team favorites The Walleye, and the Toledo Zoo, to increasing world class Toledo Museum of Art, and a vibrant art culture.

They just mentioned that I need to show proof of at least 6 months reserves to cover all of my loan payments globally.