Most lending is based on cashflow, not the 2% rule (although still a good rule of thumb for some types of investments), might have the most help from the group if you provided some of those details here just so it'd be easier for us to help you best. 

Quote from @Chris Seveney: Over the past quarter, I have seen around $1B in defaulted fix and flip loans - many of these from new lenders since 2020 and more of a "tech platform".As we all know, the intersection of tech and real estate investing has brought incredible innovation, especially in hard money lending.

@Zachary JensenThe originalPost “ why wouldn’t an accredited investor invest with no risk….”Why is it that people think there is no risk in real estate.

Welcome to BiggerPockets Gabe and best of luck investing!

I am a newbie investor looking to purchase my first rental property, and I have been caught between going for a single-family or a multifamily rental.

I live in Fl. where insurance is pretty costly but I am also investing in states where insurance seems less expensive.

This is a single private sewer line that runs down the middle of the houses, and each house connect to it.

The Midwest has not one thing that is overly amazing, but it scores reasonably well in every single category.

My goal is to help property owners navigate management challenges while ensuring their investments are well taken care of.I’d love to hear from experienced investors about what’s working in the Charleston market and share insights as I gain more hands-on experience.

I also recommend that you attend some local real estate investment meetup groups.