So there may be more repairs needed in the coming years that are not covered by the initial 38,050 repair budget.Does this sound like a good deal, or should we terminate the contract?

So, a decent deal is likely to get better over the long run. given the high amount of cash needed for brrrr do you feel it would be better to start with a long term rental as an initial investment that has less risk involved 

You initially stated that you would not replace them if they broke, which is a fair stance.

I just had my initial consultation with Zach earlier today.  

But I interpreted this seasoning requirement to not apply if there's no first mortgage on the property (initial purchase was all cash). https://selling-guide.fanniemae.com/sel/b2-1.3-03/cash-out-r...

Hi SteveThis is great information, we were looking at RBC initially but heard it would be difficult.

My wife and I initially got into REI by doing a live in flip.

Could be a good initial strategy for you especially if you like to DIY.

Done successfully, you can refi and get your initial capital back out, maybe a bit more, then use those funds to move onto the next deal!

But she said her and her broker will not submit my offer because its too low (my initial down payment) as it wont cover her commission fees or something like that?