So when you had these hot beds of real estate speculation and borrowers could walk with the only thing they lose is FICO score and in many cases they put nothing down.. well they just walked.. and it became like chasing a falling knife it just got bad and kept getting worse.on the investor side.. you had thousands of investors in short term notes that could not get refinanced.. and probably in your line of work syndicators and other institutional investors who were stuck and could not refi and the lenders chose to foreclose.. especially if lets say Rialto bought your little bank that went under.. they were brutal on chasing he security .

Values are falling on much of the west side of Cincinnati.

We have 3 soft maples in the back yard that shed exactly 45 billion-trillion leaves in the early fall through mid spring.

@Cory Binsfield where in the country in 2008 that property value dropped 10-15% and rent kept "raising" not falling?

Do not fall for the Nevada/Wyoming/Delaware/OtherFabulousState scam, you'll need to then register in two states and won't get the protection/savings that the salesperson promised you, because when you buy property in MA, then MA laws are the ones that matter.  

Things could still fall through but getting started early always helps.  

That's a huge pitfall we see many clients fall into.

@Aaron PetersonI moved your thread to the landlords forum.Snow removal ... it will be here before you know it ... .I've already put our RFQ as we were not happy with our service in one city last winter.In our experience, when it comes to landscaping/lawncare and snow removal, anytime you cannot define where one tenant's domain ends and another begins, the obligation falls to the landlord.If you have a side-by-side duplex or a row of townhouses where each tenant has their own drive and patch of green, you can hand-off snow removal and lawn care to the tenant ... though you are just as often better served to take care of it yourself and bake it into the rent.Anytime you have stacked units or a block (such as a small purposely built quadruplex), the parking and green space are common areas (just like stairwells in the interior) and fall to the landlord.

@Josh CarlegisI think it might depend on what Texas will do for the flood victims.80% of home owners in the area do not have flood insurance because they weren't required to do so.

If the rental is a residential unit, then you need to treat it as such whether he's living there or not.If the rental is a storage unit, then it would fall under different laws.What @Aaron Mazzrillo said makes sense.Everything's negotiable.