I cam only speak to my market but its not common to see 11 caps for a c property.

I currently bank with a Simmons Bank, a relatively local bank but I haven't really been able to get to know anybody there as far as my investment strategy and plan because it seems like the personal banker position is a revolving door.  

Over two minor collection items; bounced checks; multiple/history of past due payments on consumer accounts; charge-offs; high debt to limit ratios on multiple revolving or unsecured installment loans (noting also the associated monthly payment amounts due against their income); and anything housing related...old utility (including cable, cellphone, water/power) or rent balances from other locales, evictions, and past short term rentals/frequent address changes.

If it's 90 days and you're pulling credit 4 times a year that's not going to have a huge impact on your overall fico score.Pay your items on time and keep your revolving debt at 30% or less and you'll be fine.Visa card with the most you ever borrowed on it is 10K so keep your balance under 3K.It doesn't go by the credite limit it goes by the most you've ever borrowed. 

So instead of buying a center in a okay area to get a better cap or 9 or 10 paying all cash you buy a great area for and 8 cap and put 25% down and have cash on cash return at 15% annually before rental increases.Is this center absolute triple net with CAM re-imbursements or is it a double net situation where the landlord covers roof, parking lot, utility lines and tenants do not reimburse expenses or only a small part of them??

We have a revolving loan so we purchase, rehab then refi to a commercial loan leaving the revolving line open again to purchase another property.  

They are producing houses for between $5000 and $10000 ... yes, the houses are smaller than what those to which we are accustomed in North America, but the cost per m^2 is a fraction of manually buillt equivalents.As these technologies mature, the defect rate in the final product should be far lower than in the manual building of today (this as been the case in every other industry where CAM technologies have been introduced) and the magnitude of difference in costs may compel builders to adopt or be displaced.   

But my understanding is secured debt (car loan) is less of an impact than revolving debt.

.-800# for wire transfersRequirements:-Credit score of 700 or more-Employed, W-2 or 1099-Revolving credit card debt below 50% usage-No prior judgments or bankruptcy-Liquid assets and real estate a plusWe also have NO DOC Unsecured Business LOC approval in 2 DAYS!

I have a good credit score (722), but my income is only about $1900 per month, so obviously my DTI will not work, even though I have only about $700 revolving debt as my only other debt (which is paid in full every month).