If your lender/broker doesn't know how to do these things above, go find a different lender. 

I also am a real estate broker.

Finding lenders and mortgage brokers that specialize in DSCR loans will help with getting better terms as they have investors comfortably buying these loans after the loans fund which helps replenish the lenders cash for more loans to investors.

You may need to speak to a broker that has access to UWM to get one. the max CLTV is 75%. 

Let me know if you need any further help - I manage 65 or so doors and also broker for STR buyers. 

Divorce is "the" most recession proof customer base in existence. 

Hey @Agustin Peirano I know this is a little late, but I am an insurance broker and your questions are amazing! 

Once you find a house that you believe would be a good rental, meaning desirable to your target market of customers (people within a couple of mile radius of the place), and all of the costs of monthly ownership that you can accurately project fall below the rental amounts that you project that you can get from your target customers, then you have a possible business asset that you can use to produce income, and have renters pay down the mortgage, while hopefully it goes up in value at least with the rest of the economy. 

You even customize your cleaning checklists, request photos and notes, and be notified at the start and end of the job. 

My spreadsheet is custom built for my needs loosely based on J Scott's books and philosophy.