The bank may require one or all five members to sign personally and check each one of them.You could have a LLC that is 15 years old with one or two memebrs and you will be looked at personally.Type of loan, amount, collateral, credit, capacity to repay will always be issues and for any LLC to obatin any financing without having members on the line will require a very strong LLC with other assets and a management track record that will convince the lender that you won't go belly up, take bankruptcy and walk away.

I know the juice probably won't be worth the squeeze, but I would like to be the reason for annoying phone calls and possible garnishment down the road.  

And it’s a lot more forgiving this way too.Then there’s the creative financing piece as well…  If you use seller financing instead of holding your rental homes as just regular rentals then there’s another opportunity to squeeze more juice out of your deals.  

@Austin Bell I have not yet pulled the trigger but I will be going with ShinePay for my newest property.

It takes "gobs" of money which he said most of the investors he knows doesn't have.I certainly respect advice from someone who went belly up in real estate -- 4 bedrooms in great areas in our city where there's a university have been renting for $1650-$2000 for some years now.

Entirely different.I posted for you, however you either did not read it or just did not follow.You'd do well by focusing on lead generation rather than trying to squeeze juice from a dry lemon. 

Seems like if they were entering into a year-long contract (my assumption in this case) for housing, the "squeeze" of having a single hard pull is very much worth the "juice" of a year's worth of housing.  

and full belly clams doing?

i was going to suggest the old fashioned ones with a dial (only because two with the usual control boards went belly up in my own house one month after their one year warranty date and replacing the control board was going to cost over $300). 

Help me get the creative juices flowing!