
20 September 2017 | 16 replies
Lets me know when the draft is made and when it will hit the account.It incentivizes electronic payment for the tenant by making it easy and allowing it to be reported to a credit agency.It incentivizes electronic payment for the landlord by doing it for free.It throws my nice ad up on realtor.com and doorsteps and allows for online application.It listens to its users- go back through old threads and look at some of the gripes ("I can't tell who is paying the rent when it hits my account.") and you will see them actively addressing each issue.It does a lot more: credit check, rent analysis, express pay, simplified renters insurance.I give them my background checks as a small thank you.

15 July 2017 | 16 replies
Keep in mind there are hoops to jump through, and you need to keep your documents organized and preferably electronic so you can provide them AGAIN when they ask for something a 3rd time, but the extra little bit of aggravation can easily be mitigated by being organized and it is ABSOLUTELY worth the savings.

20 July 2017 | 15 replies
Brokers could hire Bonded, Insured, back ground checked, polygraphed, "Mobile Notary" type Facilitators who meet buyers at listings, escort the buyers through the property and act as an electronic conduit to the broker during the showing, utilizing FaceTime or Skype.

18 July 2017 | 1 reply
The red ink is all electronic these days, and the design team can now submit drawings electronically to the city, saving both time and paper. post 2Every time we start a new project in Calgary we wonder what the next fee will be for and what it will cost.

28 July 2017 | 16 replies
The renters send me rent each month electronically, it works well.

1 August 2017 | 8 replies
The electronic locks with the key pads might be pricey but they have just dead bolts and door knobs with this smart key tech that are not really expensive.

11 August 2017 | 8 replies
The Self-Directed IRA and Solo 401k Similarities Both were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions; andBoth are prohibited from investing in assets listed under I.R.C. 408(m);The Self-Directed IRA and Solo 401k DifferencesIn order to open a solo 401k, self-employment, whether on a part-time or full-time basis, is required;To open a self-directed IRA, self-employment income is not required;In order to gain IRA checkbook control over the self-directed IRA funds, a limited liability company (IRA LLC) must be utilized;The solo 401k allows for checkbook control from the onset;The solo 401k allows for personal loan known as a solo 401k loan;It is prohibited to borrow from your IRA;The Solo 401k may be invested in life insurance;The self-directed IRA may not be invested in life insurance;The solo 401k allow for high contribution amounts (for 2017, the solo 401k contribution limit is $54,000, whereas the self-directed IRA contribution limit is $5,500);The solo 401k business owner can serve as trustee of the solo 401k;The self-directed IRA participant/owner may not serve as trustee or custodian of her IRA; instead, a trust company or bank institution is required;When distributions commence from the solo 401k a mandatory 20% of federal taxes must be withheld from each distribution and submitted electronically to the IRS by the 15th of the month following the date of each distribution;Rollovers and/or transfers from IRAs or qualified plans (e.g., former employer 401k) to a solo 401k are not reported on Form 5498, but rather on Form 5500-EZ, but only if the air market value of the solo 401k exceeds $250K as of the end of the plan year (generally 12/31);When funds are rolled over or transferred from an IRA or 401k to a self-directed IRA, the amount deposited into the self-directed IRA is reported on Form 5498 by the receiving self-directed IRA custodian by May of the year following the rollover/transfer.Rollovers (provided the 60 day rollover window is satisfied) from an IRA to a Solo 401k or self-directed IRA are reported on lines 15a and 15b of Form 1040;Pre-tax IRA contributions on reported on line 32 of Form 1040;Pre-tax solo 401k contributions are reported on line 28 of Form 1040;Roth solo 401k funds are subject to RMDs;A Roth 401k may be transferred to a Roth IRA (Note that from a planning perspective, it may be advantageous to transfer Roth Solo 401k funds to a Roth IRA before turning age 70 ½ in order to escape the Roth RMD requirement applicable to Roth 401k contributions including Roth Solo 401k contributions and earnings.)
11 July 2020 | 20 replies
I'd bring their rents to market levels and modernize rent collection to be 100% electronic (for me) even if the tenants are still paying cash with deposits at 7/11 or the like.

24 October 2017 | 78 replies
It is all done electronically through our system, so yes he does have access to a signed copy.

29 August 2017 | 34 replies
I have been out of town and staying away from electronics except for urgent business matters.Anyway, if it were me and I had a choice of using a VA loan with no down payment or putting $20,000 down, I would go no money down.