Bank of America announced Thursday afternoon that it is extending “additional support for consumer and small business clients experiencing hardship from the impact of the coronavirus.”

Consumers will not go back to the stores after discovering more convenient ways to purchase goods.

They would pay bills they consume in the house and we would split taxes.

As a result, consumer spending dropped, which led to overall economic trouble and massive unemployment.

The hope is that once the outbreak is contained, consumers will resume spending at pre-outbreak levels. 

It is time consuming, because of all the paperwork that is needed for the application process.I suspect all this will be over once the warm weather hits and spring is sprung into action, at least in my neck of the woods.

Surely mortgage rates, consumer loans, etc will not be this low.

I have been consuming a lot of information from the Bigger Pockets Forums and Podcast, but I'm still a little unsure on which direction I want to start with. 

PS: should I complain to the Consumer Financial Protection Bureau?

Retail banks, as mentioned, those directly dealing with consumers who are no longer depositing and keep taking cash to their last penny.