I would work with the lender and put together a well thought out Reconsideration of Value (ROV) with better comps and detailed reasoning to justify the higher ARV.There are lenders that don't do appraisals for hard money loans so you could try that in the future to avoid these situations. 

Milton and Farmington can be excellent choices, too, often with more budget-friendly options and the chance to add value in less saturated areas, might have better cash flow luck here.For lenders and agents, I'd recommend networking with those who have experience specifically in the NH Seacoast markets since these towns can vary in terms of tenant demographics and rental demands.

Area, tenant use, tenant credit (i.e. only Moody's BBB or better guarantor credit).There are a lot that can vary in NNN, just like any other real estate.You have market risks: FL has another hurricane coming, CA has earthquakes and wild fires, the midwest has anemic population growth.You have some location risk: is building on hard corner with signalized access or buried mid-block with no turn lane?  

You have a full plan that, over time, results in a better way of life and more time with family.

Clients are getting much better terms using their local credit union, and generally really appreciate being the good advice and direction.

Historically, property values here have doubled over a 10-year span.While appreciation is steady, we’re considering whether to invest out of state for better appreciation and diversification.

If you get your GC license and intend to run your flips entirely, you may save money (cheaper), but it'll cost you your time (faster) and might have better quality of work.

You need to financially get a grasp.

For future properties, I'm in search of a better fit and was referred to Precision Realty & Management as an option.  

I think you would have a better shot selling the loans than getting a collateral assignment against them.