I think a lot of times, even if they've paid for the background check, and the retainer, they are still apartment shopping for something better/closer, etc.

You can shop rates with lenders for another refinance at that 5th year, look for a longer fixed term at that time or whatever you feel works best for you and your property at that time. 

I suspect some closing attorney shops have not caught on to this.AS others will probably tell you the money is gone.  

I work full time at a Steel mill on shift so i plan on doing alot of my shopping on my week days off.

I want to say I pay close to that on rebuild but I'm closer to 225k rebuild... maybe shop around and get better quote.

A lot of high end shops, bars, dining, etc. 

It's very much an up and coming area; a lot of young movers and shakers are coming in and setting up shop in its rustic charm, investing in the local businesses and culture, and it seems like the local government is riding that wave, investing in public areas and roads.

@Ryan Johnston There could be major differences between various lenders - here is a list of questions to help you bring them to an apple-to-apple comparison:Questions to ask when shopping around for a hard money loan What % of the ARV is leant outWhat is the interest rate?

Until you find some folks local to you to talk shop take a look at some out of state investment tips below.

I am continuing to shop around, but wasn’t sure if anyone had some initial tips.