There isn't a lot of information out there on the web yet to answer this question, since the concept has been only recently gaining a lot of momentum.

Sorry its me again...Actually I have been thinking about this a lot since I read the original post this morning so coming from a newbies perspective let me just say that when you arrive on BP & see that there are people doing what u want to do in REI & u want to learn the ropes, there is a lot of background stuff on the individual newbie that is unknown & we read posts or hear podcast etc that u can do this & u can do that & u need to educate then put action to it....this cud be bad advice for some newbies like Scott said with a bad financial IQ...BUT also that person may think if they don't act they will loose momentum or miss their opportunity or fizzle out, being afraid of that they act...wanting to be an Investor so bad they jump ahead of themselves...

Keep that momentum going!

You closed and that is the start of your MOMENTUM.

There is also peace of mind in knowing that you have some money set aside... and there is power in momentum.

Once you have some momentum, things go a bit easier.

It feels that all the momentum that I had built up has vanished. 

Keep momentum by taking daily action towards reaching your visualization of making it.

That's the sort of thing that takes time, but once established, the momentum can be tremendous and long lasting.

Though it has been slow to gain momentum.