At that time, the word on the street was that one could get title insurance either by waiting a year after purchase, or by paying big bucks to Tax Title Services.I'm considering selling one of these lots, and now I'm hearing from title companies that I have to wait 2-5 years to get title insurance.Does anyone have experience with this, and have you found any other way to get title insurance sooner?

Does anyone have a title company that they'd recommend out that way?

We would agree on a price today and split the appreciation up to the point where the agreement executes and the title is moved in to my name.

@Audrey BlotzYou might call a title company to see if they have any thoughts about searching property records for homes w/ ADUs.

Obviously there will be other items that come up but it's a good outline to start.AddressPurchase PriceDown Payment (20% if HM)Loan AmountRehab Cost Est Interest Rate# Holding Months Homeowner's Insurance PolicyOrigination FeeDocument FeeHOA Fee if applicableProperty TaxesTitle - Lender Title InsuranceTitle - Owner's Title InsuranceTitle - Binder Fee - Buy SideTitle - Binder Fee - Sell SideTitle Messenger FeesRecording Grant Deed - Buy SideRecording Trust Deed - Buy SideRecording Fee - Sell SideStatement Fee - Sell SideEscrow Fee - Buy SideEscrow Fee - Sell SideSub Escrow Fee - Buy SideSub Escrow Fee - Sell SideLoan Doc Signing ServiceMonthly Int Only PaymentNHD Report $99Utilities (Electric, water etc)Owner's Title InsuranceTransfer Tax - Sell SideHOA Docs Order if applicableHome Warranty $500Agent Commissions (4-5% of sale price)Wire Fee $25 per wireFiled Articles of Incorp for LLC (if creating a new LLC)ARV #Minus Down Payment Back (20% if HM)Minus Rehab CostMinus Holding Costs, HM FeesMinus Realtor Commissions (4-5%)Net Profit

@Dav Pohote reiterating some of the points here but one note to add is commercial property exit financing is different than DSCR 1-4s. 6 month title Seasoning is low as most lenders require 12 month stabilization for best rates, occupancy percentages of 90+, to name a few.

And a title search costs about $150 where I'm at and will discover any unpaid liens/taxes/HOA.  

Most title companies and closing attorneys these days want wires in my experience.

I may go through a title company that has a lawyer on staff that said he can draft something up.

You pick the title company to close the transaction3.