The stock market will likely have way more fluctuations, and chances are he wouldn’t be hitting $3 million off of $100k by having $100k locked up in stocks over that same time period.Me personally, in 3 yrs I put a certain amount in down payments spread over my properties and now receive 72% of the total down payments back as rent on mine per year.

All of us have RSU stock options and with current fluctuations of all stocks we want to diversify our investments

Additionally, the potential for higher rental yields due to the shared nature of multi-family units could make this investment option even more lucrative compared to traditional single-family rentals.While it is essential to remain mindful of market fluctuations and evolving educational trends, the apparent resilience of the student rental market in your area suggests that these investments could offer a stable and potentially lucrative option for your portfolio.

The prices fluctuate a lot less in KC.

Fluctuation in the currency exchange rate can be severe. 2) Political risk but what country in SE Asia doesn't have this ! 

Other factor to consider is USD/CAD fluctuation.

Flipping typically involves more risks, including unexpected repair costs, project delays, and market fluctuations.

The rate of HELOC is typically tied to primate rate and can fluctuate.

Recently, we've experienced a bit of a lull in bookings which is probably due to seasonal fluctuations but I think a location like Boulder could do extremely well 

Since nightly rates can fluctuate a lot, we are trying to avoid losing a lot of revenue on peak days or one partner taking advantage of the highly desirable times.