Here's a quick summary of the Fannie Mae Home Style Renovation Loan:The Fannie Mae Home Style renovation loan program can finance the purchase and renovation of a home in one loan.

We agreed on seller financing terms, and I acquired a cash-flowing property with minimal out-of-pocket expenses.

BRRRRs are a useful tool for the right scenario, but it sounds like you have the opportunity to buy a house with basically no cash in, and with probably some of the cheapest financing available.

Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.

Most "cash buyers" actually use some sort of financing. 

It also positions you to work more effectively with lenders and partners who want to see a professional financial setup.How are others here organizing their finances?

Any tips or advice would be much appreciated.

Regarding financing, do you have any advice on how to proceed?

Without all approvals and all lender required diligence they are often reluctant to finance land.

Nope that does not apply to business purpose financing.