Also, you can insure yourself for a ton, but if something happens and they find out that it has happened previously they may try to find a way to deny your coverage. 

@Denis Dineen Hey Denis, thanks for reaching out!

If they deny me I have spent the time and thousands of dollars on useless plans. 

If I have an owner occupancy policy on a rental, and make a claim will the adjuster know whats up and deny the claim?

There are some tools out there, one in particular I can think of, that help to automate this process for you (online application which includes full spectrum of reporting - ie. credit report, background check, eviction history check, etc - and automatically sends reference requests off to prior landlords for them to complete; and if you need to deny an application, it allows you to use a standard decline application message for those applicants whose applications you won't be proceeding with).

I don't know if the 580 will work but the amusing thing is (from my experience) a local Erie bank denied me for a multi-family loan (I had a pretty good credit score even then) and so I went to Select and they got me a loan...

I'm not sure where you're located and you did not state the reason you were denied.

Also, can anyone confirm/deny if Roofstock, Norada, or Homeunion/Investimate are good turnkey companies?

But was denied a secure business card with Wells Fargo.

They were denied the 2 bedroom, but offered a one bedroom "since they are a couple".