Usually I'd borrow one if needed on site.I used a golf monocular to inspect the roof from the ground.My Sony Handi-cam zoom camera with night shot was a good inspection tool.I like a flashlight with the adjustable beam, the night watchman type, then a pen light for small areas.If a carpet was loose, I'd look to see the floor, never cut someone's carpet.

Here are some metrics I cam up with: (Also, I would love if you guys could extend this list or tell me what metrics should be removed) Here we go...Housing inventory available in the market (These rates can give you an idea what is currently happening in the market.

I'm in a classic dilemma:Strong credit 740+Net worth >$2.2M (primarily in equity, so not easily liquid)Great track record in real estateSelf- Employed in same industry/field  for many years, with YoY growth in income.Almost no revolving debt (two car payments and varying credit card balance, but minor)Tax returns UNDERSTANDABLY write off as much as possible (income looks low), so QM lenders can't read between the lines.Debt/Income ratio is high (55%) when considering tax returns as the source our net income and then mortgage payments on my 4 properties (not apples to apples).Asset based qualification seems to be a rare process?  

It’s a full revolving circle each time.

I come up with 90.6K and the rest 135.9K is through a either 15 or 30 years 4.5%/year loan.My question revolves around the "cost" of the loan, specifically if I want to resell the property before the end of the loan.

The lender I am using right now has a 5/5 HELOC that adjusts once every 5 years, at 75% LTV for an owner occupied mortgageThis same lender has a 5.25% variable rate for 80% LTV but goes up to 6.25% at 90% LTV Interest only will give you low payments now...and higher payments laterA home equity loan is often a fixed rate second mortgage, instead of a revolving line

If the dog attacks again, do what you need to do to defend yourselves.You need to open the lines of communication to get anywhere, and this is the cheapest way to do it.I'd at least wear a body cam (I do).

Mostly because a lot of the 4-plexes here where I cam in KC the landlord pays some or all of the utilities which tear into cash flow.

Getting Things Done (GTD) revolves around the concept of getting things out of your head (as simple or as complicated as they may be) and getting them into a trusted system.It allows your life to become simple.It clears up the psychic clutter in your head.There are 5 parts to it.1.Capture2.Clarify3.Organize4.Reflect5.EngageCapture everything on paper and into your system.Capture your to-dos, your ideas, your tasks.Put them into your system.Easy-peasy.Clarify what you need to do.Break it down into simple actionable steps, so there’s no barrier to you just doing it.If you can delegate it, pass it off.Organize what you can into your calendar.This gives everything a due date and holds you accountable to getting that thing done on that day.Calendar is your sacred territory.Reflect on your list as needed.If something is vague, clarify it.If something doesn’t make sense for you anymore, take it off the list.Determine if and where your priorities need to change.Engage and get to work.Do your next action, for it is all you can do.By this point, if your system is done, the next action for you will be easy.You won’t have to dedicate any more brainpower to thinking about it.

You don’t have to quit entirely; however, you should be aware of the impacts your applications are having on your score and your total number of open revolving credit lines.In closing: I feel I have outlined a much more respectable list with this post.