I like this choice because you can see who people recommended and who they decided to go with based on their interactions among the many CPA's(depending of if they shopped around).

It's a choice driven by your investing mentality.

If your roof is on plank here your best choice would be to replace it not repair or do another layer.

Then, you would be able to look at the resulting range of different outputs and make your informed choice.

So I just got a regular commercial loan but wasn't sure or don't know enough yet to say, "It was the best choice of loan."

@Dakota Soles Of course investing locally should be your first preference if all things are equal but if you can't achieve your objectives in your local market, then you have no choice but to go outside of it.

The first of your two choices is equivalent to $100 per drywall sheet, the second $300.  

its too late in the process to call the lender and beg.... you need a bona fide sale agreement or letter from a for real lender and they may postpone. in CA once your 5 days from the sale the bank does not HAVE to do anything by law except a FULL payoff you cant just bring it current.. that is the banks choice of course.. were up here ion Oregon and Washington we would bring them current at 8am the day of the sale when the sale was scheduled for 11am..

If you don't want to acknowledge them, that is your choice, but don't pretend they don't exist.

Your opportunities will increase (choices of syndications) if you are accredited investor.